PathWise Insurance Agency

Terms and Conditions

Web Site Terms and Conditions of Use


1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.


2. Use License

Permission is allowed to temporarily download one duplicate of the materials (data or programming) on PathWise Insurance Agency's site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial use , or for any public presentation (business or non-business);
  • Attempt to decompile or rebuild any product or material contained on PathWise Insurance Agency’s site;
  • Remove any copyright or other restrictive documentations from the materials; or
  • Transfer the materials to someone else or even “mirror” the materials on other server.


This permit might consequently be terminated if you disregard any of these confinements and may be ended by PathWise Insurance Agency whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.


3. Disclaimer

The materials on PathWise Insurance Agency’s site are given “as is”. PathWise Insurance Agency makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, PathWise Insurance Agency does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.


4. Constraints

In no occasion should PathWise Insurance Agency or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on PathWise Insurance Agency’s Internet webpage, regardless of the possibility that PathWise Insurance Agency or a PathWise Insurance Agency approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.


5. Amendments and Errata

The materials showing up on PathWise Insurance Agency’s site could incorporate typographical, or photographic mistakes. PathWise Insurance Agency does not warrant that any of the materials on its site are exact, finished, or current. PathWise Insurance Agency may roll out improvements to the materials contained on its site whenever without notification. PathWise Insurance Agency does not, then again, make any dedication to update the materials.


6. Links

PathWise Insurance Agency has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by PathWise Insurance Agency of the site. Utilization of any such connected site is at the user’s own risk.


7. Site Terms of Use Modifications

PathWise Insurance Agency may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.


8. Governing Law

Any case identifying with PathWise Insurance Agency’s site should be administered by the laws of the United States without respect to its contention of law provisions.


General Terms and Conditions applicable to Use of a Web Site.


Terms and Conditions for SMS Communications


By subscribing to SMS communications from PathWise Insurance Agency, you explicitly agree to the following terms and conditions.


SMS Consent and Data Usage

Phone numbers collected through the SMS consent process will not be shared or sold to third parties and will solely be used for communications explicitly agreed upon during the consent process.


Types of Communications

SMS messages may include, but are not limited to:

  • Appointment reminders
  • Billing information
  • Promotional offers and exclusive deals
  • Other relevant service notifications


Message Frequency

The frequency of SMS communications will vary based on the nature of interactions. You may receive up to 10 messages per week, depending on your subscriptions and interactions.


Standard Message and Data Rates

Standard carrier message and data rates may apply. PathWise Insurance Agency is not responsible for charges incurred through your wireless carrier.


Opt-In Methods

You may provide consent via:

  • Digital form submissions
  • Physical paper forms
  • Verbal agreement captured electronically or manually


Opt-Out Procedure

You may opt out at any time by texting “STOP” to any SMS received from PathWise Insurance Agency. Alternatively, contact us directly through phone or email to request removal from the SMS list.


Help and Support

For assistance regarding SMS communications, reply “HELP” to any SMS message. Additionally, you can contact our support team through our provided contact channels.


Standard Disclosures

You may opt out at any time by texting “STOP”. For more information, including detailed privacy practices, please review our Privacy Policy.


Contact Us

For further clarification or inquiries regarding these terms, please reach out to us directly at wecare@pathwiseinsuranceagency.com or call us at 559-360-2809.